Personal Injury Protection (PIP)
Personal Injury Protection (PIP)
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Last Updated 15 Jul 2022
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Personal Injury Protection (PIP)
What is Personal Injury Protection (PIP)?
Personal insurance protection (PIP)1 is specifically for car-related injuries. It is insurance that covers medical expenses associated with treating injuries sustained in a car accident and, in some cases, lost income.
It is also known as “no-fault insurance”2 coverage because it pays out claims regardless of who is at fault in the accident, which can be very appealing to a new driver looking for auto insurance.
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Common Questions
What's PIP Personal Injury Protection?
Personal Injury Protection (PIP) helps in covering medical expenses in the event of an accident. Also, the policy covers other costs incurred due to your injuries — for instance, child care expenses or lost income.
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What Does PIP Coverage Include?
Personal injury protection, also known as PIP coverage, is an auto insurance policy that covers medical costs regardless of whose fault it is. It also often includes lost income.
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Does PIP Cover Bodily Injury?
Personal Injury Protection (PIP) insurance covers your medical costs when a vehicle accident results in bodily injury to you, your passengers and other drivers listed on your insurance policy.
These costs include medical bills and other expenses that aren’t typically covered by your health insurance like lost wages.
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Do You Need Personal Injury Protection Coverage?
Yes, you do. The insurance cover helps cater to your medical bills and lost income when you or other drivers are injured in a vehicle collision.
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