buying a motorcycle

A Quick Guide to Buying a Motorcycle

A Quick Guide to Buying a Motorcycle
This Guide Will Help You Find the Perfect Motorcycle for Your Needs! Whether You’re a Biker Veteran or New to Riding, We’ll Give You All the Information and Tools Necessary to Make an Informed Decision.

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6 Steps on Buying a Motorcycle


One of the most exhilarating experiences is buying a motorcycle.

Whether you are purchasing your first bike or adding to an existing collection, there are some steps that must be taken before making a purchase.

To help you narrow down your search, we’ve compiled this quick guide on buying a new motorcycle.

Step 1: Examine Motorcycles & Insurance Rates

Insurance is a larger portion of the cost of a motorcycle than it is for other cars.

This is due to the fact that insurance companies consider motorcycles to be more dangerous.

Some of the more expensive models have lower insurance rates than others, so they may end up being cheaper in the long term.

In general, the larger the engine, the higher the insurance premium.

examine the motorcycle

Step 2: Motorcycle Financing Comparison

Look into your financing choices once you’ve figured out how much the bike you want will cost with insurance.

Unless you require a motorcycle immediately, it is worth your time to research independent lenders rather than relying solely on offers from your dealer.


Step 3: Prices Comparison

Not every dealership or used motorbike seller charges the same amount for the same bike.

Obtain estimates from several lenders to determine which one provides the greatest deal in your area.


Step 4: Visit the Seller

Even if you know exactly what bike you want, seeing it in person can change your mind.

Because bikes don’t come with test drives, you might want to look for a dealer that hosts demo days where you can really ride a bike.

visit the seller

Step 5: Negotiate

Don’t be afraid to haggle once you’ve found a good offer.

By quoting the prices supplied by other dealerships or the manufacturer’s asking price, you might be able to get it even cheaper.


Step 6: Sign the Document

This stage varies depending on where you buy the bike and what form of financing you have.

If you’re financing through a dealer, it may also include applying for and signing loan documentation.

Make sure you understand what you’re agreeing to and that any specific notes or fees.

sign the document

Common Questions

How Many CC Should a Beginner Motorcycle Have?

Is It Worth Owning a Motorcycle?

In Conclusion

Hopefully this guide has helped you understand some of the things to consider when buying a motorcycle.

We know that it can be difficult and time consuming, but with these steps in mind you’ll have an easier time finding one that’s right for you.

If you still feel unsure about which bike suited you the best, contact your local dealerships to get more details.

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u003cbu003eEditorial Note:u003c/bu003e This content has been independently collected by the CarInsuranceCheck advisor team and is offered on a non-advised basis. CarInsuranceCheck may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations. Learn more about our u003ca title=u0022editorial guidelinesu0022 href=u0022 guidelinesu003c/au003e.



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John Duckett

Written by
John Duckett
Founder, CarInsuranceCheck

John helps individuals get the best deal on car insurance. He advises on how to match client needs with budget and successfully negotiates with insurance houses to exceed client expectations.

Working in the online space is his passion, he loves to share his knowledge on insurance and keeps an updated blog.

Steps To Buying a Motorcycle

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