Third Party Car Insurance

Third-party car insurance covers you if you damage someone else’s assets or injure them while driving. It also helps cover your passengers too.

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Yes. It’s the most basic form of car insurance that you can get.

It won’t cover you against the damage to your car though, and so you may need to choose a higher level of cover depending on what you might think is necessary.

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The insurance premiums for the third party policy depend on your vehicle’s engine capacity, and thus it remains the same across various insurance firms. The third-party insurance rates include:

Description of Vehicle Class                    Premiums

More than 1500CC                                             Rs 7, 890

Less than 75CC                                                    Rs 482

More than 75CC but less than 150CC             Rs 75

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Yes, it is. The insurance policy is excellent for drivers who are more likely to claim for any vehicle damages they cause when they’re driving.

It’s also impressive for drivers who can afford to pay repair expense for their automobile without requiring claiming their insurance policy.

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